Second Home Financing Made Easy: 85% LTV Loan Solutions
Purchasing a second home is an exciting milestone, but finding the right financing can often feel complex. Our 85% LTV Loan for Second Homes simplifies the process by offering flexible qualification options and tailored loan features, allowing you to bring your vision of a vacation home or investment property to life. Whether you prefer traditional documentation, bank statements, or 1099 income verification, this product is designed to meet your needs and help you confidently achieve your real estate goals.
What Is the 85% LTV Loan for Second Homes?
The 85% Loan-to-Value (LTV) Loan for Second Homes is a specialized financing solution for borrowers looking to purchase or refinance a second property. With up to 85% LTV, a minimum FICO score of 720, and multiple income verification options—including full documentation, bank statements, and 1099 income—This loan is suitable for various borrower profiles. Additionally, the option for interest-only payments up to 85% LTV makes it attractive for those seeking lower monthly payments or improved cash flow.
Benefits of the 85% LTV Loan for Second Homes
High Loan-to-Value Ratio Finance up to 85% of your second home’s value, minimizing your down payment and keeping more cash in your pocket.
Flexible Income Verification Options Choose from full documentation, bank statements, or 1099 income to qualify, ensuring the process works for your unique financial situation.
Interest-Only Payment Option Enjoy reduced monthly payments with the interest-only option up to 85% LTV, ideal for managing cash flow or reinvesting funds elsewhere.
Competitive Terms for High Credit Scores With a minimum FICO score of 720, you’ll benefit from favorable loan terms and competitive rates.
Wide Property Eligibility Perfect for second homes, whether you’re eyeing a serene retreat, a bustling city condo, or an investment property in a prime location.
Tailored for Diverse Borrower Profiles Whether you’re a salaried professional, self-employed, or an independent contractor, this loan accommodates multiple income types to fit your financial profile.
No Rental Restrictions Use your second home as a vacation getaway or a rental property for additional income—this loan supports your goals.
The 85% LTV Loan for Second Homes is your gateway to owning the property you’ve always dreamed of. With high LTV options, flexible qualification methods, and the ability to make interest-only payments, this loan empowers you to make confident real estate decisions.
Whether you’re purchasing a tranquil second home, diversifying your investments, or planning for future income opportunities, this loan offers the perfect balance of flexibility and value. Reach out to our team today to learn how we can help make your second homeownership dreams a reality.
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Illinois Residential Mortgage License: #123456 IL Dept of Financial & Professional Regulation 555 W. Monroe Street, Suite 500, Chicago, IL 60661 Ph: (888) 473-4858
Texas Residential Mortgage License: #123456 Texas Department of Banking 2601 N. Lamar Blvd, Suite 300, Austin, TX 78705 Ph: 877-276-5554
Michigan Residential Mortgage License: #123456 Michigan Department of Insurance & Financial Services (DIFS) 530 W. Allegan St, 7th Floor, Lansing, MI 48933 Ph: 877-999-6442
